Privacy Policy

Introduction

berlioxyqq B.V. ("we," "our," or "us") is committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, use, process, and safeguard your information when you visit our website at berlioxyqq.life or use our financial advisory services.

As a company registered in the Netherlands (KvK: 48692057), we comply with the General Data Protection Regulation (GDPR) and all applicable Dutch and European Union data protection laws.

Data Controller

berlioxyqq B.V. is the data controller for the personal information we collect and process. Our contact details are:

Data Collection

The data we collect includes personal information that you provide directly to us and information that is automatically collected when you use our website and services. We collect this information to provide you with our financial advisory services and improve your experience.

Information You Provide

• Name, email address, phone number, and postal address
• Financial information relevant to our advisory services
• Investment objectives and risk tolerance
• Communication preferences
• Any other information you choose to provide

Automatically Collected Information

• IP address and browser information
• Website usage data and analytics
• Cookies and similar tracking technologies
• Device information and operating system

How We Use Your Information

We explain how we use your information for various purposes related to providing our financial advisory services and maintaining our business operations. The use of your data is always based on a lawful basis under GDPR.

Legal Basis for Processing

• Contract Performance: To provide our financial advisory services
• Legitimate Interest: To improve our services and communicate with you
• Consent: For marketing communications and cookies
• Legal Obligation: To comply with financial regulations and legal requirements

Purposes of Use

• Providing financial advisory services and consultations
• Processing and responding to your enquiries
• Sending service-related communications
• Improving our website and services
• Complying with legal and regulatory requirements
• Preventing fraud and ensuring security

Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations or court orders
• With professional service providers (under strict confidentiality agreements)
• In connection with a business transfer or merger
• To protect our rights, property, or safety

Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes outlined in this privacy policy, unless a longer retention period is required by law. Our retention periods are:

• Client Records: 7 years after the end of our business relationship (as required by financial regulations)
• Website Analytics: 26 months
• Marketing Data: Until you opt out or withdraw consent
• Legal Documents: As required by applicable laws

Your Rights

Under GDPR, you have the following rights regarding your personal data:

• Right of Access: Request copies of your personal data
• Right to Rectification: Request correction of inaccurate data
• Right to Erasure: Request deletion of your data
• Right to Restrict Processing: Request limitation of data processing
• Right to Data Portability: Request transfer of your data
• Right to Object: Object to processing based on legitimate interests
• Right to Withdraw Consent: Withdraw consent for consent-based processing

To exercise any of these rights, please contact us at privacy@berlioxyqq.life.

Cookies

Our website uses cookies to enhance your browsing experience and provide personalised content. For detailed information about our cookie usage, please refer to our Cookie Policy.

Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Regular security assessments and updates
• Access controls and staff training
• Secure data storage and backup procedures

International Transfers

Your personal data is primarily processed within the European Union. If we need to transfer your data outside the EU, we ensure adequate protection through:

• European Commission adequacy decisions
• Standard contractual clauses
• Binding corporate rules
• Other appropriate safeguards as required by GDPR

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website and updating the "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy or how we handle your personal data, please contact us at:

You also have the right to lodge a complaint with the Dutch Data Protection Authority (Autoriteit Persoonsgegevens) if you believe we have not handled your personal data appropriately.